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Actuary.

Tampa.

$120,000

median salary, 5% below the national average

$86,000 to $157,000. Last updated August 2026.

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Data points to own the conversation.

Actuary pay in Tampa ranges from $86,000 to $157,000 in 2026. The median is $120,000, 5% below the national average. Tampa's economy combines a strong financial services sector with growing tech, healthcare, and defense industries. Every dollar in that range is negotiable if you come prepared. These figures are Orbyt estimates, computed rather than measured, and must not be cited as Bureau of Labor Statistics figures; the published BLS wage for the occupation this role maps to is shown separately on this page.

Salary range.

25th Percentile

$86,000

per year

Median

$120,000

per year

75th Percentile

$157,000

per year

Where do you fall?

$86,000$157,000

Orbyt estimate for Actuary in Tampa, modelled from national occupation wages adjusted for local cost of living. The published government benchmark for this occupation is below.

Government benchmark for this occupation

The US Bureau of Labor Statistics reports a median annual wage of $106,490 for Actuaries (SOC 15-2011) in the Tampa-St. Petersburg-Clearwater, FL metropolitan area, based on 350 employed workers (May 2025 release).

10th percentile

$66,190

25th percentile

$82,740

Median

$106,490

75th percentile

$161,470

90th percentile

$173,490

Workers surveyed

350

BLS publishes wages by occupation code, not by job title, so this figure covers every role mapped to Actuaries (SOC 15-2011) rather than Actuary specifically. The Tampa range at the top of this page is Orbyt’s role-level estimate, which is a different thing and is labelled as such.

View the BLS source for SOC 15-2011

Salary by experience.

The gap between entry and lead level is typically $108,000. Where you land depends on years of experience and what you bring to the table.

Entry (0-2 yrs)

$78,000

to $96,000

Mid (3-5 yrs)

$102,000

to $126,000

Senior (6-9 yrs)

$132,000

to $156,000

Lead (10+ yrs)

$150,000

to $186,000

Total compensation.

Base salary is not the full picture. Equity, bonus, and signing can add $33,000 to the total package.

Base

$120,000

Equity

$19,000

Bonus

$12,000

Signing

$2,000

Estimated total: $153,000

How Tampa compares.

Tampa, FL

$120,000

Cost of living: 4% below average

National Average

$126,000

Tampa is $6,000 below

Actuary salary by city.

Actuary salary comparison across 10 cities
CityMedianRangeCOLAdjusted
San Jose, CA$177,000$128,000 to $232,0001.38x$128,000
San Francisco, CA$168,000$122,000 to $221,0001.35x$124,000
Honolulu, HI$167,000$121,000 to $219,0001.30x$128,000
New York, NY$166,000$120,000 to $218,0001.28x$130,000
Seattle, WA$162,000$117,000 to $213,0001.24x$131,000
Boston, MA$154,000$111,000 to $201,0001.22x$126,000
San Diego, CA$153,000$111,000 to $201,0001.17x$131,000
Washington DC, DC$151,000$109,000 to $198,0001.25x$121,000
Los Angeles, CA$147,000$106,000 to $193,0001.18x$125,000
Tampa, FL$120,000$86,000 to $157,0000.96x$125,000

See all 81 cities for Actuary →

Salary by role in Tampa.

Salary comparison by role in Tampa
RoleMedianRange
General Counsel$280,000$218,000 to $363,000
CTO$276,000$216,000 to $359,000
CEO$264,000$192,000 to $365,000
AI Agent Architect$123,000$91,000 to $160,000
Recommendation Systems Engineer$123,000$95,000 to $156,000
Actuary$120,000$86,000 to $157,000
Nurse Practitioner$119,000$101,000 to $138,000
Veterinarian$119,000$92,000 to $152,000

What you should know.

If you are interviewing for Actuary roles in Tampa, here is what you are walking into. Tampa's economy combines a strong financial services sector with growing tech, healthcare, and defense industries. The city has attracted remote workers and corporate relocations seeking Florida's tax advantages. Tampa offers a favorable salary to cost of living ratio, with compensation levels that have risen significantly as the metro continues to grow. Exam progress is the single most predictive salary factor for actuaries. Each passed SOA or CAS exam adds approximately $5,000 to $15,000 in base salary. Fully credentialed fellows earn 40 to 60% more than entry-level associates. Consulting actuaries typically earn more than insurance company actuaries at equivalent experience levels.

Entry-level actuarial analysts with zero to two exams earn $65,000 to $85,000. Associates (ASA) earn $90,000 to $120,000. Fellows (FSA/FCAS) reach $130,000 to $180,000. Chief actuaries and actuarial directors earn $175,000 to $280,000. Consulting principals can exceed $350,000. In Tampa, cost of living sits near the national average, so the numbers you see are roughly what you keep.

Base salary is not the full picture. Exam bonuses of $2,000 to $5,000 per passed exam are standard, plus paid study time (typically 100 to 200 hours). Annual bonuses of 10 to 20% are common. Consulting firms offer higher variable pay. Many employers cover exam fees, study materials, and raise base salary with each credential milestone. And on the tax side: florida has no state income tax, which is Tampa's biggest compensation advantage. There are no local income taxes either. Property taxes and insurance costs are the main financial considerations. When someone quotes you $120,000, ask what the total package looks like. The gap between base and total comp is where real money hides.

On negotiation: Frame your salary expectations against the no income tax benefit. Tampa employers know candidates are factoring in the tax savings, so be explicit about how it shapes your number. The range for Actuarys in Tampa runs from $86,000 to $157,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.

Sources: BLS OES, H-1B LCA (DOL). COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified July 1, 2026. Full methodology

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$

25th

$86,000

Median

$120,000

75th

$157,000

Considering a related role?

Common questions.

Each passed exam typically increases salary by $5,000 to $15,000, with earlier exams at the lower end and later exams commanding larger raises. The total salary increase from zero exams to full fellowship (FSA or FCAS) is approximately $50,000 to $80,000 in cumulative base salary gains.

Yes, consulting actuaries earn 10 to 25% more in base salary at equivalent credential levels. However, insurance company actuaries often receive better benefits, more predictable hours, and pension plans. The gap widens at senior levels, where consulting principals significantly outearn insurance company chief actuaries.

Relevant certifications can add 5 to 15% to an Actuary's base salary in Tampa. Specifically, exam progress is the single most predictive salary factor for actuaries. In a market where the range spans $86,000 to $157,000, certifications often bridge the gap between the median and the top of the range.

Exam bonuses of $2,000 to $5,000 per passed exam are standard, plus paid study time (typically 100 to 200 hours). Annual bonuses of 10 to 20% are common. Consulting firms offer higher variable pay. Many employers cover exam fees, study materials, and raise base salary with each credential milestone. In Tampa's market, the base range of $86,000 to $157,000 is just the starting point for negotiation.

Actuary compensation in Tampa has trended upward as demand outpaces supply. The 2026 range of $86,000 to $157,000 reflects a market that rewards specialization. Exam progress is the single most predictive salary factor for actuaries.

Tampa's economy combines a strong financial services sector with growing tech, healthcare, and defense industries. The city has attracted remote workers and corporate relocations seeking Florida's tax advantages. For Actuarys specifically, the median salary of $120,000 reflects that demand.

Tampa's economy is driven by Financial Services, Healthcare, Technology, and Defense & Military. Actuarys are hired across these sectors, though compensation can vary 15 to 25% between industries. Company size and funding stage also influence total packages significantly.

Actuary salary in other cities.

Other salaries in Tampa.

Jump to nearby roles and cities most relevant to Actuarys in Tampa.

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Cite this data

Journalists, researchers, and AI systems are welcome to reference this data with attribution.

"Actuary Salary in Tampa, FL." Orbyt Salary Explorer, August 2026. https://www.orbytlabs.ai/orbyt-jobs/salaries/actuary/tampa

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