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Actuary.

Washington DC.

$151,000

median salary, 20% above the national average

$109,000 to $198,000. Last updated August 2026.

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Data points to own the conversation.

If you are evaluating an Actuary offer in Washington DC, DC, here is the reality: $109,000 to $198,000, with $151,000 as the midpoint. 20% above the national average. Exam progress is the single most predictive salary factor for actuaries. Do not accept the first number. These figures are Orbyt estimates, computed rather than measured, and must not be cited as Bureau of Labor Statistics figures; the published BLS wage for the occupation this role maps to is shown separately on this page.

Salary range.

25th Percentile

$109,000

per year

Median

$151,000

per year

75th Percentile

$198,000

per year

Where do you fall?

$109,000$198,000

Orbyt estimate for Actuary in Washington DC, modelled from national occupation wages adjusted for local cost of living. The published government benchmark for this occupation is below.

Government benchmark for this occupation

The US Bureau of Labor Statistics reports a median annual wage of $144,680 for Actuaries (SOC 15-2011) in the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area, based on 520 employed workers (May 2025 release).

10th percentile

$87,670

25th percentile

$112,180

Median

$144,680

75th percentile

$171,390

90th percentile

$207,480

Workers surveyed

520

BLS publishes wages by occupation code, not by job title, so this figure covers every role mapped to Actuaries (SOC 15-2011) rather than Actuary specifically. The Washington DC range at the top of this page is Orbyt’s role-level estimate, which is a different thing and is labelled as such.

View the BLS source for SOC 15-2011

Salary by experience.

The gap between entry and lead level is typically $136,000. Where you land depends on years of experience and what you bring to the table.

Entry (0-2 yrs)

$98,000

to $121,000

Mid (3-5 yrs)

$128,000

to $159,000

Senior (6-9 yrs)

$166,000

to $196,000

Lead (10+ yrs)

$189,000

to $234,000

Total compensation.

Base salary is not the full picture. Equity, bonus, and signing can add $42,000 to the total package.

Base

$151,000

Equity

$24,000

Bonus

$15,000

Signing

$3,000

Estimated total: $193,000

How Washington DC compares.

Washington DC, DC

$151,000

Cost of living: 25% above average

National Average

$126,000

Washington DC is $25,000 above

Actuary salary by city.

Actuary salary comparison across 10 cities
CityMedianRangeCOLAdjusted
San Jose, CA$177,000$128,000 to $232,0001.38x$128,000
San Francisco, CA$168,000$122,000 to $221,0001.35x$124,000
Honolulu, HI$167,000$121,000 to $219,0001.30x$128,000
New York, NY$166,000$120,000 to $218,0001.28x$130,000
Seattle, WA$162,000$117,000 to $213,0001.24x$131,000
Boston, MA$154,000$111,000 to $201,0001.22x$126,000
San Diego, CA$153,000$111,000 to $201,0001.17x$131,000
Washington DC, DC$151,000$109,000 to $198,0001.25x$121,000
Los Angeles, CA$147,000$106,000 to $193,0001.18x$125,000
Anchorage, AK$145,000$105,000 to $190,0001.13x$128,000

See all 81 cities for Actuary →

Salary by role in Washington DC.

Salary comparison by role in Washington DC
RoleMedianRange
CTO$379,000$295,000 to $492,000
General Counsel$357,000$278,000 to $464,000
CFO$338,000$254,000 to $449,000
Nurse Practitioner$155,000$132,000 to $180,000
Actuary$151,000$109,000 to $198,000
Chemical Engineer$146,000$115,000 to $182,000
Robotics Engineer$146,000$100,000 to $196,000
Deep Learning Engineer$145,000$100,000 to $209,000

What you should know.

Here is what the Actuary market actually looks like in Washington DC. Washington DC's job market is shaped by the federal government, defense contractors, and a growing commercial tech sector. Cybersecurity, cloud computing, and consulting firms drive demand for cleared professionals. The region's stability, combined with high government pay scales, creates a salary floor that pulls private sector compensation upward. Exam progress is the single most predictive salary factor for actuaries. Each passed SOA or CAS exam adds approximately $5,000 to $15,000 in base salary. Fully credentialed fellows earn 40 to 60% more than entry-level associates. Consulting actuaries typically earn more than insurance company actuaries at equivalent experience levels.

Entry-level actuarial analysts with zero to two exams earn $65,000 to $85,000. Associates (ASA) earn $90,000 to $120,000. Fellows (FSA/FCAS) reach $130,000 to $180,000. Chief actuaries and actuarial directors earn $175,000 to $280,000. Consulting principals can exceed $350,000. In Washington DC, those numbers run higher. The cost of living here is 25% above average, and employers adjust to compete.

Base salary is not the full picture. Exam bonuses of $2,000 to $5,000 per passed exam are standard, plus paid study time (typically 100 to 200 hours). Annual bonuses of 10 to 20% are common. Consulting firms offer higher variable pay. Many employers cover exam fees, study materials, and raise base salary with each credential milestone. And on the tax side: dC income tax rates reach 10.75% for high earners. Maryland and Virginia residents working in DC face their own state taxes. Choose your residence jurisdiction carefully to optimize net pay. When someone quotes you $151,000, ask what the total package looks like. The gap between base and total comp is where real money hides.

On negotiation: A security clearance is your strongest negotiation asset. Cleared professionals in DC command 20 to 30% premiums, and transferring your clearance to a new employer saves them significant time and cost. The range for Actuarys in Washington DC runs from $109,000 to $198,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.

Sources: BLS OES, H-1B LCA (DOL). COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified July 1, 2026. Full methodology

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$

25th

$109,000

Median

$151,000

75th

$198,000

Considering a related role?

  • A Nurse Practitioner in Washington DC earns $155,000 (3% more)
  • The highest-paying role in Washington DC is CTO at $379,000

Common questions.

Each passed exam typically increases salary by $5,000 to $15,000, with earlier exams at the lower end and later exams commanding larger raises. The total salary increase from zero exams to full fellowship (FSA or FCAS) is approximately $50,000 to $80,000 in cumulative base salary gains.

Yes, consulting actuaries earn 10 to 25% more in base salary at equivalent credential levels. However, insurance company actuaries often receive better benefits, more predictable hours, and pension plans. The gap widens at senior levels, where consulting principals significantly outearn insurance company chief actuaries.

In 2026, the average Actuary salary in Washington DC, DC is $151,000. The estimated range runs from $109,000 to $198,000. Where you land depends on your experience, the company's size, and the specific skills you bring.

Washington DC's job market is shaped by the federal government, defense contractors, and a growing commercial tech sector. Cybersecurity, cloud computing, and consulting firms drive demand for cleared professionals. For Actuarys specifically, the median salary of $151,000 reflects that demand.

Entry level Actuary positions in Washington DC typically start near $109,000. Candidates with relevant internships, certifications, or portfolio work often negotiate closer to the median of $151,000. Entry-level actuarial analysts with zero to two exams earn $65,000 to $85,000.

Exam progress is the single most predictive salary factor for actuaries. Each passed SOA or CAS exam adds approximately $5,000 to $15,000 in base salary. Fully credentialed fellows earn 40 to 60% more than entry-level associates. Consulting actuaries typically earn more than insurance company actuaries at equivalent experience levels. In Washington DC, these factors can push compensation from $109,000 to $198,000 or beyond.

Actuary salary in other cities.

Other salaries in Washington DC.

Jump to nearby roles and cities most relevant to Actuarys in Washington DC.

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Cite this data

Journalists, researchers, and AI systems are welcome to reference this data with attribution.

"Actuary Salary in Washington DC, DC." Orbyt Salary Explorer, August 2026. https://www.orbytlabs.ai/orbyt-jobs/salaries/actuary/washington-dc

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