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CTO.

Chicago.

$327,000

median salary, 9% above the national average

$255,000 to $426,000. Last updated August 2026.

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Data points to own the conversation.

A CTO in Chicago earns a median of $327,000 in 2026. That is 9% above the national average. The range runs from $255,000 to $426,000, and where you land depends on your experience, your skills, and how well you negotiate. Years of experience, technology specialization, and system scale are the primary differentiators. These figures are Orbyt estimates, computed rather than measured, and must not be cited as Bureau of Labor Statistics figures; the published BLS wage for the occupation this role maps to is shown separately on this page.

Salary range.

25th Percentile

$255,000

per year

Median

$327,000

per year

75th Percentile

$426,000

per year

Where do you fall?

$255,000$426,000

Orbyt estimate for CTO in Chicago, modelled from national occupation wages adjusted for local cost of living. The published government benchmark for this occupation is below.

Government benchmark for this occupation

The US Bureau of Labor Statistics reports a median annual wage of $344,960 for Chief Executives (SOC 11-1011) in the Chicago-Naperville-Elgin, IL-IN metropolitan area, based on 3,610 employed workers (May 2025 release).

10th percentile

$142,940

25th percentile

$197,530

Median

$344,960

75th percentile

$428,710

90th percentile

$599,520

Workers surveyed

3,610

BLS publishes wages by occupation code, not by job title, so this figure covers every role mapped to Chief Executives (SOC 11-1011) rather than CTO specifically. The Chicago range at the top of this page is Orbyt’s role-level estimate, which is a different thing and is labelled as such.

View the BLS source for SOC 11-1011

Salary by experience.

The gap between entry and lead level is typically $294,000. Where you land depends on years of experience and what you bring to the table.

Entry (0-2 yrs)

$213,000

to $262,000

Mid (3-5 yrs)

$278,000

to $343,000

Senior (6-9 yrs)

$360,000

to $425,000

Lead (10+ yrs)

$409,000

to $507,000

Total compensation.

Base salary is not the full picture. Equity, bonus, and signing can add $87,000 to the total package.

Base

$327,000

Equity

$49,000

Bonus

$31,000

Signing

$7,000

Estimated total: $414,000

How Chicago compares.

Chicago, IL

$327,000

Cost of living: 7% above average

National Average

$300,000

Chicago is $27,000 above

CTO salary by city.

CTO salary comparison across 10 cities
CityMedianRangeCOLAdjusted
San Jose, CA$402,000$313,000 to $522,0001.38x$291,000
San Francisco, CA$401,000$313,000 to $521,0001.35x$297,000
Honolulu, HI$398,000$310,000 to $517,0001.30x$306,000
Boston, MA$381,000$297,000 to $495,0001.22x$312,000
Washington DC, DC$379,000$295,000 to $492,0001.25x$303,000
New York, NY$376,000$294,000 to $489,0001.28x$294,000
Los Angeles, CA$368,000$287,000 to $479,0001.18x$312,000
Seattle, WA$365,000$284,000 to $474,0001.24x$294,000
Newark, NJ$354,000$276,000 to $460,0001.18x$300,000
Chicago, IL$327,000$255,000 to $426,0001.07x$306,000

See all 81 cities for CTO →

Salary by role in Chicago.

Salary comparison by role in Chicago
RoleMedianRange
CTO$327,000$255,000 to $426,000
CEO$297,000$216,000 to $411,000
General Counsel$291,000$226,000 to $378,000
CFO$281,000$211,000 to $373,000
IC6 Engineer$273,000$213,000 to $355,000
AI Trading Strategist$256,000$199,000 to $333,000
CTO, AI Startup$244,000$191,000 to $318,000
AI Protein Structure Specialist$238,000$186,000 to $309,000

What you should know.

Here is what the CTO market actually looks like in Chicago. Chicago's economy is anchored by finance, manufacturing, and a rapidly expanding tech sector. The city has become a major hub for fintech, enterprise SaaS, and e-commerce. With lower living costs than coastal cities and a deep talent pool from top universities, Chicago offers strong salary to cost of living ratios for professionals across industries. Years of experience, technology specialization, and system scale are the primary differentiators. CTOs who have built and maintained systems at scale, handled complex distributed systems challenges, or contributed to widely used open source projects command higher compensation. Company stage and funding level create additional variance.

Entry-level CTOs start near $234,000. Mid-career professionals with three to five years of experience reach $300,000 to $390,000. Senior-level roles command $384,000 to $465,000. Management transitions to director-level positions offer $495,000 and above. In Chicago, cost of living sits near the national average, so the numbers you see are roughly what you keep.

Base salary is not the full picture. Equity at top-tier companies adds 30% to 60% above base salary. Annual bonuses of 15% to 25% are standard. Signing bonuses of $25,000 to $75,000 are common when changing roles. Refresher equity grants vest annually. Relocation packages and executive benefits like financial planning are typical. And on the tax side: illinois has a flat 4.95% state income tax. Chicago does not levy a separate city income tax, making the overall burden moderate compared to coastal metros. When someone quotes you $327,000, ask what the total package looks like. The gap between base and total comp is where real money hides.

On negotiation: Reference the Bay Area or NYC salary band for your role, then negotiate a modest discount. Chicago employers routinely offer 85 to 90% of coastal pay. The range for CTOs in Chicago runs from $255,000 to $426,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.

Sources: BLS OES, H-1B LCA (DOL). COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified July 1, 2026. Full methodology

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Enter your CTO offer to see where you stand in Chicago.

$

25th

$255,000

Median

$327,000

75th

$426,000

Considering a related role?

  • A CEO in Chicago earns $297,000 (9% less)
  • The highest-paying role in Chicago is CEO at $297,000

Common questions.

Experience level, company stage, geographic location, and industry vertical are the primary factors. Engineers at well-funded startups or large tech companies consistently earn 15% to 30% more than those at agencies or consultancies. Specialization depth and system scale managed create additional salary differentiation.

Fully remote roles typically pay 5% to 15% less than equivalent on-site positions in major tech hubs. However, remote roles in high-cost cities often maintain local market rates. Some companies use location-based pay bands while others offer flat national rates. The trend is toward narrowing this gap as remote work normalizes.

In 2026, the average CTO salary in Chicago, IL is $327,000. The estimated range runs from $255,000 to $426,000. Where you land depends on your experience, the company's size, and the specific skills you bring.

Entry-level CTOs start near $234,000. Mid-career professionals with three to five years of experience reach $300,000 to $390,000. Senior-level roles command $384,000 to $465,000. Management transitions to director-level positions offer $495,000 and above. In Chicago, each step up the ladder is amplified by the local cost of living multiplier, which means senior roles pay proportionally more than in lower cost markets.

Entry level CTO positions in Chicago typically start near $255,000. Candidates with relevant internships, certifications, or portfolio work often negotiate closer to the median of $327,000. Entry-level CTOs start near $234,000.

CTO salary in other cities.

Other salaries in Chicago.

Jump to nearby roles and cities most relevant to CTOs in Chicago.

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Cite this data

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"CTO Salary in Chicago, IL." Orbyt Salary Explorer, August 2026. https://www.orbytlabs.ai/orbyt-jobs/salaries/cto/chicago

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