Insurance Agent.
Little Rock.
$47,000
median salary, 16% below the national average
$35,000 to $64,000. Last updated August 2026.
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Data points to own the conversation.
Orbyt estimates Insurance Agent pay in Little Rock at $47,000, within a range of $35,000 to $64,000. That is 16% below the national average. Little Rock's economy is driven by Walmart's nearby headquarters ecosystem, state government, healthcare, and logistics. These figures are Orbyt estimates, computed rather than measured, and must not be cited as Bureau of Labor Statistics figures; the published BLS wage for the occupation this role maps to is shown separately on this page.
Salary range.
Where do you fall?
Orbyt estimate for Insurance Agent in Little Rock, modelled from national occupation wages adjusted for local cost of living. The published government benchmark for this occupation is below.
Government benchmark for this occupation
The US Bureau of Labor Statistics reports a median annual wage of $57,890 for Insurance Sales Agents (SOC 41-3021) in the Little Rock-North Little Rock-Conway, AR metropolitan area, based on 1,610 employed workers (May 2025 release).
10th percentile
$37,660
25th percentile
$45,180
Median
$57,890
75th percentile
$83,000
90th percentile
$125,680
Workers surveyed
1,610
BLS publishes wages by occupation code, not by job title, so this figure covers every role mapped to Insurance Sales Agents (SOC 41-3021) rather than Insurance Agent specifically. The Little Rock range at the top of this page is Orbyt’s role-level estimate, which is a different thing and is labelled as such.
View the BLS source for SOC 41-3021Salary by experience.
The gap between entry and lead level is typically $42,000. Where you land depends on years of experience and what you bring to the table.
Entry (0-2 yrs)
$31,000
to $38,000
Mid (3-5 yrs)
$40,000
to $49,000
Senior (6-9 yrs)
$52,000
to $61,000
Lead (10+ yrs)
$59,000
to $73,000
Total compensation.
Base salary is not the full picture. Equity, bonus, and signing can add $10,000 to the total package.
Base
$47,000
Equity
$5,000
Bonus
$4,000
Signing
$1,000
Estimated total: $57,000
How Little Rock compares.
Little Rock, AR
$47,000
Cost of living: 18% below average
National Average
$56,000
Little Rock is $9,000 below
Insurance Agent salary by city.
Salary by role in Little Rock.
What you should know.
Before you negotiate an Insurance Agent offer in Little Rock, understand the terrain. Little Rock's economy is driven by Walmart's nearby headquarters ecosystem, state government, healthcare, and logistics. The metro's extremely low cost of living means even moderate salaries deliver strong purchasing power. Tech jobs are growing as companies seek affordable alternatives to major metros. Line of business and whether the agent is captive or independent create the biggest pay differences. Commercial lines agents earn 15 to 25% more than personal lines agents. Independent agents with diversified carrier access often outearn captive agents long-term, though captive agents benefit from higher initial base salaries.
Junior insurance agents start at $38,000 to $48,000, often with salary subsidies during the ramp period. Experienced agents earn $55,000 to $80,000. Senior agents with large books of business reach $80,000 to $120,000. Agency owners and top producers can exceed $150,000 to $250,000. In Little Rock, your dollars stretch further. Cost of living runs 18% below the national average, which means even a median salary buys a stronger lifestyle.
Base salary is not the full picture. Commission income varies dramatically. New business commissions range from 10 to 20% of first-year premium, with renewal commissions of 3 to 8%. Captive agents receive base salary plus reduced commissions, while independent agents earn higher commissions but cover their own overhead. And on the tax side: arkansas has a top income tax rate of 4.4%. Little Rock has no city income tax. The combination of low taxes and very affordable housing creates one of the best net pay environments in the country. When someone quotes you $47,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Reference the Walmart and Tyson ecosystem when negotiating. Northwest Arkansas and Little Rock employers benchmark against national corporate pay scales. The range for Insurance Agents in Little Rock runs from $35,000 to $64,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Sources: BLS OES, H-1B LCA (DOL). COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified July 1, 2026. Full methodology
Considering a related role?
- A Real Estate Agent in Little Rock earns $48,000 (2% more)
- The highest-paying role in Little Rock is CTO at $253,000
Common questions.
Insurance Agent salary in other cities.
Other salaries in Little Rock.
Related salary pages
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Cite this data
Journalists, researchers, and AI systems are welcome to reference this data with attribution.
"Insurance Agent Salary in Little Rock, AR." Orbyt Salary Explorer, August 2026. https://www.orbytlabs.ai/orbyt-jobs/salaries/insurance-agent/little-rock
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