Financial Advisor.
Miami.
$100,000
median salary, 14% above the national average
$70,000 to $141,000. Last updated August 2026.
Get the job.
Data points to own the conversation.
Orbyt estimates Financial Advisor pay in Miami at $100,000, within a range of $70,000 to $141,000. That is 14% above the national average. Miami has rapidly evolved from a tourism and real estate center into a legitimate tech and finance hub. These figures are Orbyt estimates, computed rather than measured, and must not be cited as Bureau of Labor Statistics figures; the published BLS wage for the occupation this role maps to is shown separately on this page.
Salary range.
Where do you fall?
Orbyt estimate for Financial Advisor in Miami, modelled from national occupation wages adjusted for local cost of living. The published government benchmark for this occupation is below.
Government benchmark for this occupation
The US Bureau of Labor Statistics reports a median annual wage of $125,670 for Personal Financial Advisors (SOC 13-2052) in the Miami-Fort Lauderdale-West Palm Beach, FL metropolitan area, based on 8,390 employed workers (May 2025 release).
10th percentile
$49,670
25th percentile
$74,850
Median
$125,670
75th percentile
$226,170
90th percentile
$427,160
Workers surveyed
8,390
BLS publishes wages by occupation code, not by job title, so this figure covers every role mapped to Personal Financial Advisors (SOC 13-2052) rather than Financial Advisor specifically. The Miami range at the top of this page is Orbyt’s role-level estimate, which is a different thing and is labelled as such.
View the BLS source for SOC 13-2052Salary by experience.
The gap between entry and lead level is typically $90,000. Where you land depends on years of experience and what you bring to the table.
Entry (0-2 yrs)
$65,000
to $80,000
Mid (3-5 yrs)
$85,000
to $105,000
Senior (6-9 yrs)
$110,000
to $130,000
Lead (10+ yrs)
$125,000
to $155,000
Total compensation.
Base salary is not the full picture. Equity, bonus, and signing can add $24,000 to the total package.
Base
$100,000
Equity
$13,000
Bonus
$9,000
Signing
$2,000
Estimated total: $124,000
How Miami compares.
Miami, FL
$100,000
Cost of living: 12% above average
National Average
$88,000
Miami is $12,000 above
Financial Advisor salary by city.
Salary by role in Miami.
What you should know.
If you are interviewing for Financial Advisor roles in Miami, here is what you are walking into. Miami has rapidly evolved from a tourism and real estate center into a legitimate tech and finance hub. The city's crypto, fintech, and Latin American trade connections have drawn significant venture investment. Cost of living has surged recently, but the absence of state income tax keeps take home pay competitive with larger metros. Assets under management (AUM) and client acquisition ability are the dominant pay factors. Advisors managing $50 million or more in AUM earn substantially more through fee-based compensation. The wirehouse versus independent RIA distinction matters: wirehouses offer higher base salaries, while independent advisors have higher long-term earnings potential.
Associate advisors earn $50,000 to $70,000 during training. Advisors with established books earn $80,000 to $130,000. Senior advisors managing $50 million or more in AUM reach $150,000 to $250,000. Partners and principals at RIA firms with large AUM can earn $300,000 to $1 million or more. In Miami, cost of living sits near the national average, so the numbers you see are roughly what you keep.
Base salary is not the full picture. Fee-based advisors earn 0.5 to 1.5% of AUM annually, making a $100 million book worth $500,000 to $1.5 million in annual revenue before firm payout. Commission-based advisors earn front-end loads and trailing commissions. Production bonuses and retention bonuses add 10 to 30% at wirehouses. And on the tax side: florida has no state income tax, which is a major draw for high earners. Overall tax burden is low, though property insurance costs and rising housing prices offset some savings. When someone quotes you $100,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Use the no income tax benefit to frame your ask. Show employers that accepting 90 to 95% of a New York salary in Miami yields equivalent or better take home pay. The range for Financial Advisors in Miami runs from $70,000 to $141,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Sources: BLS OES, H-1B LCA (DOL). COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified July 1, 2026. Full methodology
Considering a related role?
- A Dental Hygienist in Miami earns $104,000 (4% more)
- The highest-paying role in Miami is CTO at $333,000
Common questions.
Financial Advisor salary in other cities.
Other salaries in Miami.
Related salary pages
Jump to nearby roles and cities most relevant to Financial Advisors in Miami.
Related tools.
Do you work as a financial advisor in Miami?
Your individual figure is never published. Submissions appear only as aggregate percentiles, and nothing is shown for a role and city until at least five people have reported. It is stored against your account, which is what keeps the dataset clean.
Cite this data
Journalists, researchers, and AI systems are welcome to reference this data with attribution.
"Financial Advisor Salary in Miami, FL." Orbyt Salary Explorer, August 2026. https://www.orbytlabs.ai/orbyt-jobs/salaries/financial-advisor/miami
Want this data on your site? Embed the salary widget. One script tag, free forever.
Related tools