Financial Advisor.
Philadelphia.
$97,000
median salary, 10% above the national average
$68,000 to $138,000. Last updated August 2026.
Get the job.
Data points to own the conversation.
Financial Advisor pay in Philadelphia ranges from $68,000 to $138,000 in 2026. The median is $97,000, 10% above the national average. Philadelphia combines a robust healthcare and life sciences sector with established finance and higher education institutions. Every dollar in that range is negotiable if you come prepared. These figures are Orbyt estimates, computed rather than measured, and must not be cited as Bureau of Labor Statistics figures; the published BLS wage for the occupation this role maps to is shown separately on this page.
Salary range.
Where do you fall?
Orbyt estimate for Financial Advisor in Philadelphia, modelled from national occupation wages adjusted for local cost of living. The published government benchmark for this occupation is below.
Government benchmark for this occupation
The US Bureau of Labor Statistics reports a median annual wage of $116,560 for Personal Financial Advisors (SOC 13-2052) in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area, based on 7,390 employed workers (May 2025 release).
10th percentile
$62,020
25th percentile
$78,770
Median
$116,560
75th percentile
$176,850
90th percentile
$392,260
Workers surveyed
7,390
BLS publishes wages by occupation code, not by job title, so this figure covers every role mapped to Personal Financial Advisors (SOC 13-2052) rather than Financial Advisor specifically. The Philadelphia range at the top of this page is Orbyt’s role-level estimate, which is a different thing and is labelled as such.
View the BLS source for SOC 13-2052Salary by experience.
The gap between entry and lead level is typically $87,000. Where you land depends on years of experience and what you bring to the table.
Entry (0-2 yrs)
$63,000
to $78,000
Mid (3-5 yrs)
$82,000
to $102,000
Senior (6-9 yrs)
$107,000
to $126,000
Lead (10+ yrs)
$121,000
to $150,000
Total compensation.
Base salary is not the full picture. Equity, bonus, and signing can add $23,000 to the total package.
Base
$97,000
Equity
$13,000
Bonus
$8,000
Signing
$2,000
Estimated total: $120,000
How Philadelphia compares.
Philadelphia, PA
$97,000
Cost of living: 9% above average
National Average
$88,000
Philadelphia is $9,000 above
Financial Advisor salary by city.
Salary by role in Philadelphia.
What you should know.
Before you negotiate a Financial Advisor offer in Philadelphia, understand the terrain. Philadelphia combines a robust healthcare and life sciences sector with established finance and higher education institutions. The city's pharmaceutical corridor is among the strongest in the country. Tech growth has accelerated, particularly in health tech and enterprise software, offering salaries that stretch further than in nearby New York. Assets under management (AUM) and client acquisition ability are the dominant pay factors. Advisors managing $50 million or more in AUM earn substantially more through fee-based compensation. The wirehouse versus independent RIA distinction matters: wirehouses offer higher base salaries, while independent advisors have higher long-term earnings potential.
Associate advisors earn $50,000 to $70,000 during training. Advisors with established books earn $80,000 to $130,000. Senior advisors managing $50 million or more in AUM reach $150,000 to $250,000. Partners and principals at RIA firms with large AUM can earn $300,000 to $1 million or more. In Philadelphia, cost of living sits near the national average, so the numbers you see are roughly what you keep.
Base salary is not the full picture. Fee-based advisors earn 0.5 to 1.5% of AUM annually, making a $100 million book worth $500,000 to $1.5 million in annual revenue before firm payout. Commission-based advisors earn front-end loads and trailing commissions. Production bonuses and retention bonuses add 10 to 30% at wirehouses. And on the tax side: pennsylvania has a flat 3.07% state income tax, but Philadelphia adds a 3.75% city wage tax for residents. This combined local burden is worth factoring into salary negotiations. When someone quotes you $97,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Account for the Philadelphia wage tax in your ask. Request a 5 to 8% premium over suburban offers to offset the city's local tax on all earned income. The range for Financial Advisors in Philadelphia runs from $68,000 to $138,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Sources: BLS OES, H-1B LCA (DOL). COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified July 1, 2026. Full methodology
Considering a related role?
- A Registered Nurse in Philadelphia earns $98,000 (1% more)
- The highest-paying role in Philadelphia is CTO at $314,000
Common questions.
Financial Advisor salary in other cities.
Other salaries in Philadelphia.
Related salary pages
Jump to nearby roles and cities most relevant to Financial Advisors in Philadelphia.
Related tools.
Do you work as a financial advisor in Philadelphia?
Your individual figure is never published. Submissions appear only as aggregate percentiles, and nothing is shown for a role and city until at least five people have reported. It is stored against your account, which is what keeps the dataset clean.
Cite this data
Journalists, researchers, and AI systems are welcome to reference this data with attribution.
"Financial Advisor Salary in Philadelphia, PA." Orbyt Salary Explorer, August 2026. https://www.orbytlabs.ai/orbyt-jobs/salaries/financial-advisor/philadelphia
Want this data on your site? Embed the salary widget. One script tag, free forever.
Related tools