Financial Advisor.
Birmingham.
$71,000
median salary, 19% below the national average
$50,000 to $101,000. Last updated August 2026.
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Data points to own the conversation.
Orbyt estimates Financial Advisor pay in Birmingham at $71,000, within a range of $50,000 to $101,000. That is 19% below the national average. Birmingham is Alabama's largest metro, anchored by a major medical center, banking, and a growing innovation district. These figures are Orbyt estimates, computed rather than measured, and must not be cited as Bureau of Labor Statistics figures; the published BLS wage for the occupation this role maps to is shown separately on this page.
Salary range.
Where do you fall?
Orbyt estimate for Financial Advisor in Birmingham, modelled from national occupation wages adjusted for local cost of living. The published government benchmark for this occupation is below.
Government benchmark for this occupation
The US Bureau of Labor Statistics reports a median annual wage of $79,480 for Personal Financial Advisors (SOC 13-2052) in the Birmingham, AL metropolitan area, based on 1,190 employed workers (May 2025 release).
10th percentile
$38,660
25th percentile
$47,250
Median
$79,480
75th percentile
$158,810
90th percentile
$338,040
Workers surveyed
1,190
BLS publishes wages by occupation code, not by job title, so this figure covers every role mapped to Personal Financial Advisors (SOC 13-2052) rather than Financial Advisor specifically. The Birmingham range at the top of this page is Orbyt’s role-level estimate, which is a different thing and is labelled as such.
View the BLS source for SOC 13-2052Salary by experience.
The gap between entry and lead level is typically $64,000. Where you land depends on years of experience and what you bring to the table.
Entry (0-2 yrs)
$46,000
to $57,000
Mid (3-5 yrs)
$60,000
to $75,000
Senior (6-9 yrs)
$78,000
to $92,000
Lead (10+ yrs)
$89,000
to $110,000
Total compensation.
Base salary is not the full picture. Equity, bonus, and signing can add $16,000 to the total package.
Base
$71,000
Equity
$9,000
Bonus
$6,000
Signing
$1,000
Estimated total: $87,000
How Birmingham compares.
Birmingham, AL
$71,000
Cost of living: 16% below average
National Average
$88,000
Birmingham is $17,000 below
Financial Advisor salary by city.
Salary by role in Birmingham.
What you should know.
Before you negotiate a Financial Advisor offer in Birmingham, understand the terrain. Birmingham is Alabama's largest metro, anchored by a major medical center, banking, and a growing innovation district. UAB is one of the state's largest employers and a driver of biomedical research jobs. The extremely low cost of living makes Birmingham a strong value for professionals in healthcare and finance. Assets under management (AUM) and client acquisition ability are the dominant pay factors. Advisors managing $50 million or more in AUM earn substantially more through fee-based compensation. The wirehouse versus independent RIA distinction matters: wirehouses offer higher base salaries, while independent advisors have higher long-term earnings potential.
Associate advisors earn $50,000 to $70,000 during training. Advisors with established books earn $80,000 to $130,000. Senior advisors managing $50 million or more in AUM reach $150,000 to $250,000. Partners and principals at RIA firms with large AUM can earn $300,000 to $1 million or more. In Birmingham, your dollars stretch further. Cost of living runs 16% below the national average, which means even a median salary buys a stronger lifestyle.
Base salary is not the full picture. Fee-based advisors earn 0.5 to 1.5% of AUM annually, making a $100 million book worth $500,000 to $1.5 million in annual revenue before firm payout. Commission-based advisors earn front-end loads and trailing commissions. Production bonuses and retention bonuses add 10 to 30% at wirehouses. And on the tax side: alabama's top state income tax rate is 5%. Birmingham has no city income tax. The low rate combined with very affordable housing creates excellent take home pay ratios. When someone quotes you $71,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Leverage UAB and the medical corridor when negotiating. Healthcare and biotech roles command nationally competitive salaries even in this low cost market. The range for Financial Advisors in Birmingham runs from $50,000 to $101,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Sources: BLS OES, H-1B LCA (DOL). COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified July 1, 2026. Full methodology
Considering a related role?
- An Urban Planner in Birmingham earns $70,000 (1% less)
- The highest-paying role in Birmingham is CTO at $249,000
Common questions.
Financial Advisor salary in other cities.
Other salaries in Birmingham.
Related salary pages
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Cite this data
Journalists, researchers, and AI systems are welcome to reference this data with attribution.
"Financial Advisor Salary in Birmingham, AL." Orbyt Salary Explorer, August 2026. https://www.orbytlabs.ai/orbyt-jobs/salaries/financial-advisor/birmingham
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