Salaries

Actuary Salary.

Across 81 U.S. cities.

$126,000

estimated national base salary

$91,000 to $165,000. Last updated September 2026.

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Government benchmark for this occupation

The US Bureau of Labor Statistics reports a median annual wage of $130,000 for Actuaries (SOC 15-2011) across the United States, based on 26,670 employed workers (May 2025 release).

10th percentile

$78,570

25th percentile

$97,680

Median

$130,000

75th percentile

$170,650

90th percentile

$215,100

Workers surveyed

26,670

What BLS published in each release

May 2024 release

$125,770

May 2025 release

$130,000

These are two separate published estimates, not a time series. The Bureau of Labor Statistics does not encourage the use of OEWS data for time-series analysis. Differences between releases reflect changes in occupational classification, survey methodology, and the three-year pooled sample as well as any change in pay, so the two figures should not be read as a rate of wage growth.

BLS publishes wages by occupation code, not by job title, so this figure covers every role mapped to Actuaries (SOC 15-2011) rather than Actuary specifically. The national range at the top of this page is Orbyt’s role-level estimate, which is a different thing and is labelled as such.

View the BLS source for SOC 15-2011

Highest Paying

$177,000

San Jose, CA

Best Purchasing Power

$131,000

Seattle, WA

Lowest Paying

$97,000

Jackson, MS

The salary figures on this page are computed estimates, not observed wages. Each one is a national role baseline scaled by a Bureau of Economic Analysis Regional Price Parity cost-of-living multiplier (2025 index) and rounded to the nearest $1,000. No published wage percentile is consulted and no wage survey response enters the calculation, so an Orbyt estimate must not be cited as a Bureau of Labor Statistics figure or as measured pay. The published wage data Orbyt holds is Bureau of Labor Statistics Occupational Employment and Wage Statistics, and Department of Labor H-1B Labor Condition Application filings, which record a filed minimum visa base wage rather than market pay. Where BLS publishes a wage for the occupation a role maps to, it is shown on that role's page as a separate benchmark, labelled with its occupation code, metro area and the number of employed workers it covers. Last updated September 2026. This role maps to BLS occupation code 15-2011. Full methodology.

Orbyt estimates the average Actuary salary in the United States at $126,000 in 2026, within a range of $91,000 to $165,000. These figures are Orbyt estimates, computed rather than measured, and must not be cited as Bureau of Labor Statistics figures; the published BLS wage for the occupation this role maps to is shown separately on this page. San Jose is the highest of the 81 cities at $177,000, while Seattle offers the best purchasing power after cost-of-living adjustments. Exam progress is the single most predictive salary factor for actuaries.

Actuary salary by city.

Salary comparison across 81 cities
CityMedianRangeCOLAdjustedRank
San Jose, CA$177,000$128,000 to $232,0001.38x$128,000#2508 of 3445
San Francisco, CA$168,000$122,000 to $221,0001.35x$124,000#2628 of 3445
Honolulu, HI$167,000$121,000 to $219,0001.30x$128,000#2496 of 3445
New York, NY$166,000$120,000 to $218,0001.28x$130,000#2406 of 3445
Seattle, WA$162,000$117,000 to $213,0001.24x$131,000#2300 of 3445
Boston, MA$154,000$111,000 to $201,0001.22x$126,000#2613 of 3445
San Diego, CA$153,000$111,000 to $201,0001.17x$131,000#2275 of 3445
Washington DC, DC$151,000$109,000 to $198,0001.25x$121,000#2688 of 3445
Jersey City, NJ$150,000$108,000 to $196,0001.20x$125,000#2630 of 3445
Boulder, CO$149,000$108,000 to $195,0001.15x$130,000#2407 of 3445
Arlington, VA$148,000$107,000 to $193,0001.22x$121,000#2675 of 3445
Los Angeles, CA$147,000$106,000 to $193,0001.18x$125,000#2647 of 3445
Anchorage, AK$145,000$105,000 to $190,0001.13x$128,000#2479 of 3445
Miami, FL$144,000$104,000 to $188,0001.12x$129,000#2412 of 3445
Newark, NJ$143,000$103,000 to $187,0001.18x$121,000#2680 of 3445
Sacramento, CA$141,000$102,000 to $185,0001.10x$128,000#2490 of 3445
Chicago, IL$140,000$101,000 to $184,0001.07x$131,000#2295 of 3445
Philadelphia, PA$139,000$100,000 to $182,0001.09x$128,000#2497 of 3445
Princeton, NJ$139,000$100,000 to $182,0001.15x$121,000#2668 of 3445
Denver, CO$137,000$99,000 to $180,0001.08x$127,000#2605 of 3445
Portland, ME$136,000$98,000 to $178,0001.05x$130,000#2397 of 3445
Atlanta, GA$134,000$97,000 to $175,0001.02x$131,000#2206 of 3445
Portland, OR$133,000$96,000 to $174,0001.10x$121,000#2676 of 3445
Hartford, CT$132,000$95,000 to $173,0001.08x$122,000#2657 of 3445
Wilmington, DE$132,000$96,000 to $173,0001.02x$129,000#2399 of 3445
Baltimore, MD$131,000$94,000 to $171,0001.08x$121,000#2680 of 3445
Providence, RI$131,000$95,000 to $172,0001.04x$126,000#2617 of 3445
Raleigh, NC$130,000$94,000 to $170,0000.99x$131,000#2206 of 3445
Burlington, VT$130,000$94,000 to $170,0001.06x$123,000#2662 of 3445
Ann Arbor, MI$130,000$94,000 to $170,0001.02x$127,000#2521 of 3445
Austin, TX$128,000$93,000 to $168,0001.03x$124,000#2641 of 3445
Minneapolis, MN$128,000$93,000 to $168,0001.05x$122,000#2678 of 3445
Manchester, NH$128,000$93,000 to $168,0001.06x$121,000#2685 of 3445
Dallas, TX$127,000$92,000 to $167,0001.01x$126,000#2621 of 3445
Houston, TX$127,000$92,000 to $166,0000.97x$131,000#2292 of 3445
Richmond, VA$127,000$92,000 to $167,0001.01x$126,000#2620 of 3445
Phoenix, AZ$125,000$90,000 to $163,0000.96x$130,000#2305 of 3445
Madison, WI$124,000$90,000 to $163,0000.95x$131,000#2300 of 3445
Nashville, TN$123,000$89,000 to $162,0001.00x$123,000#2653 of 3445
Charleston, SC$123,000$89,000 to $162,0000.98x$126,000#2628 of 3445
Charlotte, NC$122,000$88,000 to $160,0000.97x$126,000#2608 of 3445
Salt Lake City, UT$121,000$87,000 to $158,0000.98x$123,000#2653 of 3445
Columbus, OH$120,000$86,000 to $157,0000.93x$129,000#2393 of 3445
Tampa, FL$120,000$86,000 to $157,0000.96x$125,000#2628 of 3445
Las Vegas, NV$120,000$86,000 to $157,0000.96x$125,000#2626 of 3445
Orlando, FL$120,000$86,000 to $157,0000.95x$126,000#2605 of 3445
Indianapolis, IN$119,000$86,000 to $156,0000.91x$131,000#2297 of 3445
New Orleans, LA$119,000$86,000 to $156,0000.92x$129,000#2403 of 3445
Virginia Beach, VA$119,000$86,000 to $155,0000.98x$121,000#2674 of 3445
Spokane, WA$119,000$86,000 to $156,0000.92x$129,000#2409 of 3445
Detroit, MI$118,000$85,000 to $154,0000.90x$131,000#2292 of 3445
Kansas City, MO$118,000$85,000 to $155,0000.93x$127,000#2593 of 3445
San Antonio, TX$118,000$85,000 to $155,0000.91x$130,000#2391 of 3445
St. Louis, MO$117,000$84,000 to $153,0000.90x$130,000#2330 of 3445
Boise, ID$117,000$85,000 to $154,0000.95x$123,000#2649 of 3445
Milwaukee, WI$117,000$84,000 to $153,0000.91x$129,000#2397 of 3445
Albany, NY$117,000$85,000 to $154,0000.96x$122,000#2675 of 3445
Columbus, OH$117,000$85,000 to $153,0000.93x$126,000#2609 of 3445
North Charleston, SC$117,000$85,000 to $154,0000.94x$124,000#2645 of 3445
Reno, NV$116,000$84,000 to $152,0000.96x$121,000#2678 of 3445
Pittsburgh, PA$115,000$83,000 to $150,0000.92x$125,000#2632 of 3445
Omaha, NE$115,000$83,000 to $151,0000.88x$131,000#2276 of 3445
Baton Rouge, LA$114,000$82,000 to $150,0000.88x$130,000#2389 of 3445
Albuquerque, NM$112,000$81,000 to $147,0000.88x$127,000#2502 of 3445
Fargo, ND$111,000$80,000 to $146,0000.85x$131,000#2273 of 3445
Cincinnati, OH$111,000$80,000 to $146,0000.90x$123,000#2660 of 3445
Cheyenne, WY$110,000$79,000 to $144,0000.87x$126,000#2599 of 3445
Knoxville, TN$110,000$79,000 to $144,0000.89x$124,000#2656 of 3445
Des Moines, IA$109,000$79,000 to $143,0000.86x$127,000#2593 of 3445
Columbia, SC$109,000$79,000 to $143,0000.90x$121,000#2680 of 3445
Louisville, KY$108,000$78,000 to $141,0000.88x$123,000#2655 of 3445
Sioux Falls, SD$108,000$78,000 to $142,0000.85x$127,000#2600 of 3445
Lexington, KY$108,000$78,000 to $142,0000.86x$126,000#2627 of 3445
Tulsa, OK$108,000$78,000 to $141,0000.83x$130,000#2293 of 3445
Oklahoma City, OK$106,000$76,000 to $139,0000.84x$126,000#2594 of 3445
Des Moines, IA$105,000$76,000 to $138,0000.86x$122,000#2667 of 3445
Birmingham, AL$104,000$75,000 to $136,0000.84x$124,000#2652 of 3445
Wichita, KS$104,000$75,000 to $137,0000.82x$127,000#2600 of 3445
Little Rock, AR$101,000$73,000 to $133,0000.82x$123,000#2662 of 3445
Charleston, WV$101,000$73,000 to $133,0000.78x$129,000#2396 of 3445
Jackson, MS$97,000$70,000 to $126,0000.79x$123,000#2654 of 3445

Skills that increase Actuary pay.

The premiums below are Orbyt's modelled scenarios for Actuarys, not effects measured from job postings: each is a fixed percentage applied to the estimated base. At the top premium that works out to $17,640 a year.

LLM Fine-Tuning+14%

≈ +$17,640 per year

Reinforcement Learning+13%

≈ +$16,380 per year

CUDA+12%

≈ +$15,120 per year

RAG (Retrieval-Augmented Generation)+11%

≈ +$13,860 per year

Kubernetes+11%

≈ +$13,860 per year

Transformers+10%

≈ +$12,600 per year

Rust+10%

≈ +$12,600 per year

PyTorch+9%

≈ +$11,340 per year

What you should know.

Exam progress is the single most predictive salary factor for actuaries. Each passed SOA or CAS exam adds approximately $5,000 to $15,000 in base salary. Fully credentialed fellows earn 40 to 60% more than entry-level associates. Consulting actuaries typically earn more than insurance company actuaries at equivalent experience levels.

Entry-level actuarial analysts with zero to two exams earn $65,000 to $85,000. Associates (ASA) earn $90,000 to $120,000. Fellows (FSA/FCAS) reach $130,000 to $180,000. Chief actuaries and actuarial directors earn $175,000 to $280,000. Consulting principals can exceed $350,000.

Exam bonuses of $2,000 to $5,000 per passed exam are standard, plus paid study time (typically 100 to 200 hours). Annual bonuses of 10 to 20% are common. Consulting firms offer higher variable pay. Many employers cover exam fees, study materials, and raise base salary with each credential milestone.

Total compensation breakdown.

Base Salary
$126,000
Equity / Year
$15,000
Annual Bonus
8%
$10,000
Signing Bonus
$6,000
Total Comp
$151,000

Salary by company size

Startup
< 50 employees
$107,000
Growth
50-500 employees
$117,000
Scale-up
500-5K employees
$126,000
Public
5K+ employees
$149,000

Remote salary adjustment

Remote Actuarys typically earn $113,000 (10% less than on-site). This reflects location-adjusted pay policies at companies using geographic salary bands. Some companies pay flat national rates regardless of location.

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Related.

Common questions about Actuary pay.

Orbyt estimates the national median Actuary salary at $126,000 in 2026, within a range of $91,000 to $165,000. This is a computed estimate, not a measured wage. Where you land depends on your experience, skills, the company's size, and your location.

Entry level Actuarys (0 to 2 years) typically earn $82,000 to $101,000. Mid level (3 to 5 years) run $107,000 to $132,000. Senior (6 to 9 years) reach $139,000 to $164,000, and lead level (10 plus years) $158,000 to $195,000.

With a national median of $126,000 and senior pay reaching $164,000 to $195,000, Actuary is a well compensated field. Pay varies by city, so compare cost of living adjusted numbers before judging any single offer.

Entry level Actuary roles start around $82,000 to $101,000. Candidates with strong internships, certifications, or portfolio work often negotiate toward the national median of $126,000.

Exam bonuses of $2,000 to $5,000 per passed exam are standard, plus paid study time (typically 100 to 200 hours). Annual bonuses of 10 to 20% are common. Consulting firms offer higher variable pay. Many employers cover exam fees, study materials, and raise base salary with each credential milestone.

Exam progress is the single most predictive salary factor for actuaries. Each passed SOA or CAS exam adds approximately $5,000 to $15,000 in base salary. Fully credentialed fellows earn 40 to 60% more than entry-level associates. Consulting actuaries typically earn more than insurance company actuaries at equivalent experience levels.

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