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Financial Advisor.

Louisville.

$77,000

median salary, 12% below the national average

$55,000 to $110,000. Last updated August 2026.

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Data points to own the conversation.

Financial Advisor pay in Louisville ranges from $55,000 to $110,000 in 2026. The median is $77,000, 12% below the national average. Louisville is home to UPS Worldport, the world's largest automated package handling facility, making it a logistics and supply chain powerhouse. Every dollar in that range is negotiable if you come prepared. These figures are Orbyt estimates, computed rather than measured, and must not be cited as Bureau of Labor Statistics figures; the published BLS wage for the occupation this role maps to is shown separately on this page.

Salary range.

25th Percentile

$55,000

per year

Median

$77,000

per year

75th Percentile

$110,000

per year

Where do you fall?

$55,000$110,000

Orbyt estimate for Financial Advisor in Louisville, modelled from national occupation wages adjusted for local cost of living. The published government benchmark for this occupation is below.

Government benchmark for this occupation

The US Bureau of Labor Statistics reports a median annual wage of $72,760 for Personal Financial Advisors (SOC 13-2052) in the Louisville/Jefferson County, KY-IN metropolitan area, based on 670 employed workers (May 2025 release).

10th percentile

$43,880

25th percentile

$46,030

Median

$72,760

75th percentile

$141,530

90th percentile

$241,370

Workers surveyed

670

BLS publishes wages by occupation code, not by job title, so this figure covers every role mapped to Personal Financial Advisors (SOC 13-2052) rather than Financial Advisor specifically. The Louisville range at the top of this page is Orbyt’s role-level estimate, which is a different thing and is labelled as such.

View the BLS source for SOC 13-2052

Salary by experience.

The gap between entry and lead level is typically $69,000. Where you land depends on years of experience and what you bring to the table.

Entry (0-2 yrs)

$50,000

to $62,000

Mid (3-5 yrs)

$65,000

to $81,000

Senior (6-9 yrs)

$85,000

to $100,000

Lead (10+ yrs)

$96,000

to $119,000

Total compensation.

Base salary is not the full picture. Equity, bonus, and signing can add $19,000 to the total package.

Base

$77,000

Equity

$10,000

Bonus

$7,000

Signing

$2,000

Estimated total: $96,000

How Louisville compares.

Louisville, KY

$77,000

Cost of living: 12% below average

National Average

$88,000

Louisville is $11,000 below

Financial Advisor salary by city.

Financial Advisor salary comparison across 10 cities
CityMedianRangeCOLAdjusted
San Jose, CA$119,000$84,000 to $169,0001.38x$86,000
San Francisco, CA$116,000$82,000 to $165,0001.35x$86,000
New York, NY$112,000$79,000 to $158,0001.28x$88,000
Honolulu, HI$112,000$79,000 to $159,0001.30x$86,000
Washington DC, DC$110,000$78,000 to $156,0001.25x$88,000
Seattle, WA$109,000$77,000 to $155,0001.24x$88,000
Newark, NJ$108,000$76,000 to $153,0001.18x$92,000
San Diego, CA$107,000$75,000 to $152,0001.17x$91,000
Boston, MA$106,000$75,000 to $151,0001.22x$87,000
Louisville, KY$77,000$55,000 to $110,0000.88x$88,000

See all 81 cities for Financial Advisor →

Salary by role in Louisville.

Salary comparison by role in Louisville
RoleMedianRange
CTO$272,000$212,000 to $353,000
General Counsel$244,000$190,000 to $317,000
CEO$235,000$171,000 to $324,000
Dental Hygienist$81,000$69,000 to $89,000
Operations Manager$80,000$61,000 to $105,000
Financial Advisor$77,000$55,000 to $110,000
Urban Planner$76,000$60,000 to $94,000
Accountant$74,000$58,000 to $95,000

What you should know.

If you are interviewing for Financial Advisor roles in Louisville, here is what you are walking into. Louisville is home to UPS Worldport, the world's largest automated package handling facility, making it a logistics and supply chain powerhouse. The city also has strong healthcare and bourbon distillery industries. Its central location and affordable cost of living make it attractive for distribution and operations roles. Assets under management (AUM) and client acquisition ability are the dominant pay factors. Advisors managing $50 million or more in AUM earn substantially more through fee-based compensation. The wirehouse versus independent RIA distinction matters: wirehouses offer higher base salaries, while independent advisors have higher long-term earnings potential.

Associate advisors earn $50,000 to $70,000 during training. Advisors with established books earn $80,000 to $130,000. Senior advisors managing $50 million or more in AUM reach $150,000 to $250,000. Partners and principals at RIA firms with large AUM can earn $300,000 to $1 million or more. In Louisville, your dollars stretch further. Cost of living runs 12% below the national average, which means even a median salary buys a stronger lifestyle.

Base salary is not the full picture. Fee-based advisors earn 0.5 to 1.5% of AUM annually, making a $100 million book worth $500,000 to $1.5 million in annual revenue before firm payout. Commission-based advisors earn front-end loads and trailing commissions. Production bonuses and retention bonuses add 10 to 30% at wirehouses. And on the tax side: kentucky has a flat 4% state income tax. Louisville has an occupational tax of about 2.2%. The combined rate is moderate, and the low cost of living offsets the local tax. When someone quotes you $77,000, ask what the total package looks like. The gap between base and total comp is where real money hides.

On negotiation: Leverage UPS and the logistics corridor when negotiating. Supply chain and operations professionals command premiums in Louisville's distribution heavy economy. The range for Financial Advisors in Louisville runs from $55,000 to $110,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.

Sources: BLS OES, H-1B LCA (DOL). COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified July 1, 2026. Full methodology

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$

25th

$55,000

Median

$77,000

75th

$110,000

Considering a related role?

  • An Urban Planner in Louisville earns $76,000 (1% less)
  • The highest-paying role in Louisville is CTO at $272,000

Common questions.

Most financial advisors need three to five years to build a book of business generating sustainable income above $80,000. The first two years are often subsidized by the firm's training salary. Advisors who survive the ramp period typically see compounding growth as referrals and AUM accumulate.

The CFP (Certified Financial Planner) designation is strongly correlated with higher earnings, with certified advisors earning 20 to 30% more than non-certified peers. It signals comprehensive planning competence, increases client trust, and is increasingly required for senior roles at major firms.

The national median for a Financial Advisor is $87,500. In Louisville, cost of living adjustments push the median to $77,000. That discount reflects Louisville's lower housing, transportation, and everyday costs.

Fee-based advisors earn 0.5 to 1.5% of AUM annually, making a $100 million book worth $500,000 to $1.5 million in annual revenue before firm payout. Commission-based advisors earn front-end loads and trailing commissions. Production bonuses and retention bonuses add 10 to 30% at wirehouses. In Louisville's market, the base range of $55,000 to $110,000 is just the starting point for negotiation.

In 2026, the average Financial Advisor salary in Louisville, KY is $77,000. The estimated range runs from $55,000 to $110,000. Where you land depends on your experience, the company's size, and the specific skills you bring.

Remote work has compressed geographic salary premiums for Financial Advisors. Some Louisville employers offer location adjusted pay, while others maintain local rates to attract in office talent. In Louisville's moderate cost market, remote and local salaries are converging. The $55,000 to $110,000 range reflects both arrangements.

Ask about equity structure, vesting schedule, annual bonus targets, 401(k) match, health insurance premiums, PTO policy, and remote flexibility. Fee-based advisors earn 0. In Louisville's market, these extras can add $19,250 or more on top of the base salary.

Financial Advisor salary in other cities.

Other salaries in Louisville.

Jump to nearby roles and cities most relevant to Financial Advisors in Louisville.

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Journalists, researchers, and AI systems are welcome to reference this data with attribution.

"Financial Advisor Salary in Louisville, KY." Orbyt Salary Explorer, August 2026. https://www.orbytlabs.ai/orbyt-jobs/salaries/financial-advisor/louisville

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