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Financial Advisor.

Nashville.

$86,000

median salary, 2% below the national average

$61,000 to $123,000. Last updated August 2026.

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Data points to own the conversation.

A Financial Advisor in Nashville earns a median of $86,000 in 2026. That is 2% below the national average. The range runs from $61,000 to $123,000, and where you land depends on your experience, your skills, and how well you negotiate. Assets under management (AUM) and client acquisition ability are the dominant pay factors. These figures are Orbyt estimates, computed rather than measured, and must not be cited as Bureau of Labor Statistics figures; the published BLS wage for the occupation this role maps to is shown separately on this page.

Salary range.

25th Percentile

$61,000

per year

Median

$86,000

per year

75th Percentile

$123,000

per year

Where do you fall?

$61,000$123,000

Orbyt estimate for Financial Advisor in Nashville, modelled from national occupation wages adjusted for local cost of living. The published government benchmark for this occupation is below.

Government benchmark for this occupation

The US Bureau of Labor Statistics reports a median annual wage of $91,040 for Personal Financial Advisors (SOC 13-2052) in the Nashville-Davidson--Murfreesboro--Franklin, TN metropolitan area, based on 1,710 employed workers (May 2025 release).

10th percentile

$47,510

25th percentile

$64,990

Median

$91,040

75th percentile

$171,880

90th percentile

$409,340

Workers surveyed

1,710

BLS publishes wages by occupation code, not by job title, so this figure covers every role mapped to Personal Financial Advisors (SOC 13-2052) rather than Financial Advisor specifically. The Nashville range at the top of this page is Orbyt’s role-level estimate, which is a different thing and is labelled as such.

View the BLS source for SOC 13-2052

Salary by experience.

The gap between entry and lead level is typically $77,000. Where you land depends on years of experience and what you bring to the table.

Entry (0-2 yrs)

$56,000

to $69,000

Mid (3-5 yrs)

$73,000

to $90,000

Senior (6-9 yrs)

$95,000

to $112,000

Lead (10+ yrs)

$108,000

to $133,000

Total compensation.

Base salary is not the full picture. Equity, bonus, and signing can add $20,000 to the total package.

Base

$86,000

Equity

$11,000

Bonus

$7,000

Signing

$2,000

Estimated total: $106,000

How Nashville compares.

Nashville, TN

$86,000

Cost of living: at average

National Average

$88,000

Nashville is $2,000 below

Financial Advisor salary by city.

Financial Advisor salary comparison across 10 cities
CityMedianRangeCOLAdjusted
San Jose, CA$119,000$84,000 to $169,0001.38x$86,000
San Francisco, CA$116,000$82,000 to $165,0001.35x$86,000
New York, NY$112,000$79,000 to $158,0001.28x$88,000
Honolulu, HI$112,000$79,000 to $159,0001.30x$86,000
Washington DC, DC$110,000$78,000 to $156,0001.25x$88,000
Seattle, WA$109,000$77,000 to $155,0001.24x$88,000
Newark, NJ$108,000$76,000 to $153,0001.18x$92,000
San Diego, CA$107,000$75,000 to $152,0001.17x$91,000
Boston, MA$106,000$75,000 to $151,0001.22x$87,000
Nashville, TN$86,000$61,000 to $123,0001.00x$86,000

See all 81 cities for Financial Advisor →

Salary by role in Nashville.

Salary comparison by role in Nashville
RoleMedianRange
CTO$306,000$239,000 to $398,000
General Counsel$286,000$222,000 to $371,000
CEO$270,000$196,000 to $372,000
Financial Advisor$86,000$61,000 to $123,000
Accountant$85,000$68,000 to $110,000
Respiratory Therapist$82,000$69,000 to $98,000
Urban Planner$81,000$63,000 to $100,000
Web Developer$80,000$63,000 to $104,000

What you should know.

The Financial Advisor landscape in Nashville is not what most salary sites will tell you. Nashville has diversified well beyond music into healthcare, finance, and technology. The city is home to HCA Healthcare and a growing corridor of health tech startups. Nashville's moderate cost of living, combined with Tennessee's lack of state income tax on wages, makes it increasingly popular for corporate relocations and remote workers. Assets under management (AUM) and client acquisition ability are the dominant pay factors. Advisors managing $50 million or more in AUM earn substantially more through fee-based compensation. The wirehouse versus independent RIA distinction matters: wirehouses offer higher base salaries, while independent advisors have higher long-term earnings potential.

Associate advisors earn $50,000 to $70,000 during training. Advisors with established books earn $80,000 to $130,000. Senior advisors managing $50 million or more in AUM reach $150,000 to $250,000. Partners and principals at RIA firms with large AUM can earn $300,000 to $1 million or more. In Nashville, cost of living sits near the national average, so the numbers you see are roughly what you keep.

Base salary is not the full picture. Fee-based advisors earn 0.5 to 1.5% of AUM annually, making a $100 million book worth $500,000 to $1.5 million in annual revenue before firm payout. Commission-based advisors earn front-end loads and trailing commissions. Production bonuses and retention bonuses add 10 to 30% at wirehouses. And on the tax side: tennessee has no state income tax on wages or salaries. This gives Nashville workers a meaningful take home advantage over peers in states with 5 to 10% income tax rates. When someone quotes you $86,000, ask what the total package looks like. The gap between base and total comp is where real money hides.

On negotiation: Use the healthcare industry concentration as leverage. Nashville healthcare employers are accustomed to national pay scales and will often match or beat coastal health sector offers. The range for Financial Advisors in Nashville runs from $61,000 to $123,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.

Sources: BLS OES, H-1B LCA (DOL). COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified July 1, 2026. Full methodology

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$

25th

$61,000

Median

$86,000

75th

$123,000

Considering a related role?

  • An Accountant in Nashville earns $85,000 (1% less)
  • The highest-paying role in Nashville is CTO at $306,000

Common questions.

Most financial advisors need three to five years to build a book of business generating sustainable income above $80,000. The first two years are often subsidized by the firm's training salary. Advisors who survive the ramp period typically see compounding growth as referrals and AUM accumulate.

The CFP (Certified Financial Planner) designation is strongly correlated with higher earnings, with certified advisors earning 20 to 30% more than non-certified peers. It signals comprehensive planning competence, increases client trust, and is increasingly required for senior roles at major firms.

Relevant certifications can add 5 to 15% to a Financial Advisor's base salary in Nashville. Specifically, assets under management (aum) and client acquisition ability are the dominant pay factors. In a market where the range spans $61,000 to $123,000, certifications often bridge the gap between the median and the top of the range.

Nashville's cost of living multiplier is 1.00x the national average. The adjusted median Financial Advisor salary of $86,000 accounts for this. In practice, a Financial Advisor earning $86,000 in Nashville has roughly the same purchasing power as someone earning $86,000 in an average cost market.

Nashville has diversified well beyond music into healthcare, finance, and technology. The city is home to HCA Healthcare and a growing corridor of health tech startups. For Financial Advisors specifically, the median salary of $86,000 reflects that demand.

Financial Advisor salary in other cities.

Other salaries in Nashville.

Jump to nearby roles and cities most relevant to Financial Advisors in Nashville.

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Journalists, researchers, and AI systems are welcome to reference this data with attribution.

"Financial Advisor Salary in Nashville, TN." Orbyt Salary Explorer, August 2026. https://www.orbytlabs.ai/orbyt-jobs/salaries/financial-advisor/nashville

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